The Valley CEO
Effective date: July 6, 2026

Welcome, and thank you for visiting The Valley CEO. These Terms of Service ("Terms") govern your access to and use of the website located at thevalleyceo.com (the "Site") and your purchase and use of any digital products we offer (the "Products"). The Site and Products are operated by The Valley CEO ("we," "us," or "our").

By accessing the Site, subscribing to our emails, or purchasing a Product, you agree to be bound by these Terms. If you do not agree, please do not use the Site or purchase our Products.

1. Who may use the Site
You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase a Product or enter into these Terms. By using the Site, you represent that you meet this requirement and that any information you provide is accurate and complete.

2. Our Products
We sell digital products, including written reflections, e-books, and workbooks delivered as downloadable files (for example, PDF). Our Products are digital goods. No physical item will be shipped to you.
Product descriptions, features, and pricing are provided for your convenience and may be updated or corrected at any time without notice. We reserve the right to modify, discontinue, or limit the availability of any Product.

3. Prices and payment
All prices are listed in [currency, e.g., US Dollars] and are subject to change. The price shown at the time of your purchase is the price that applies to that purchase.
Payments are processed by third-party payment providers (for example, Wix Payments and its processors). By making a purchase, you agree to the applicable payment provider's terms in addition to these Terms. We do not collect or store your full payment card details; those are handled by the payment provider.

You are responsible for any taxes that may apply to your purchase where required by law.

4. Delivery of digital products
After your payment is confirmed, your Product will be made available to you by digital download and/or by a download link sent to the email address you provide. It is your responsibility to provide a valid email address and to download and save your Product. If you do not receive access within a reasonable time, contact us at [contact email] and we will help.

5. Refund policy
Because our Products are digital goods delivered immediately and cannot be returned, all sales are final and non-refundable once the Product has been delivered or downloaded, except where a refund is required by applicable law.

If you experience a technical problem — for example, a corrupted file or a broken download link — contact us at hello@thevalleyceo.com within [14] days of purchase and we will work to resolve it, including by re-sending your Product.

6. License to use the Products
When you purchase a Product, you are not buying the Product itself but a limited license to use it. Subject to these Terms, we grant you a personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download and use the Product for your own personal, non-commercial use.

You may not:

• copy, reproduce, republish, distribute, share, sell, resell, lend, or sublicense the Product, in whole or in part;

• post the Product or its contents on any website, file-sharing service, social platform, or other public or shared location;

• remove or alter any copyright, trademark, or other proprietary notice; or

• use the Product or its contents to create derivative works for distribution, or for any commercial purpose.
   

All rights not expressly granted to you are reserved by us. We may revoke this license if you breach these Terms.

7. Intellectual property
The Site and the Products — including all text, writing, reflections, workbook materials, designs, graphics, logos, and the name "The Valley CEO" — are owned by us or our licensors and are protected by copyright, trademark, and other intellectual-property laws. Nothing in these Terms transfers any ownership to you. You may not use our name, brand, or content except as expressly permitted by these Terms.

8. Email communications
If you subscribe to our email list, you consent to receive emails from us, such as new reflections and updates. You can unsubscribe at any time using the link in any email. We handle your information as described in our Privacy Policy.

9. Acceptable use
You agree not to use the Site or Products to:

• violate any law or the rights of others;

• attempt to gain unauthorized access to the Site, its systems, or other users' data;

• interfere with or disrupt the Site or its security features; or

• copy, scrape, or harvest content from the Site except as expressly permitted.
   

10. Educational and informational purposes only
The Site and Products are provided for educational, informational, and inspirational purposes only. They reflect personal experience, perspective, and opinion. Nothing on the Site or in the Products constitutes legal, financial, investment, tax, medical, psychological, or other professional advice, and no specific result or outcome is promised or guaranteed. You are solely responsible for your own decisions, actions, and results, and you should consult appropriate qualified professionals before making any legal, financial, business, or health-related decisions.

11. No warranties
The Site and Products are provided "as is" and "as available," without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components, or that the Products will meet your expectations.

12. Limitation of liability
To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses, arising out of or relating to your use of (or inability to use) the Site or Products. To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Site or a Product will not exceed the amount you paid us for the Product giving rise to the claim.
Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

13. Indemnification
You agree to indemnify and hold harmless The Valley CEO and its owners and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your misuse of the Site or Products or your breach of these Terms.

14. Third-party services and links
The Site relies on and may link to third-party services (for example, our website platform, payment processors, email tools, and social media). We are not responsible for the content, policies, or practices of any third party. Your use of a third-party service is governed by that party's own terms and policies.

15. Privacy
Your use of the Site is also governed by our Privacy Policy, which explains how we collect and use your information. By using the Site, you consent to that handling of your information.

16. Changes to these Terms
We may update these Terms from time to time. The updated version will be posted on the Site with a revised "Effective date." Your continued use of the Site or purchase of Products after changes take effect means you accept the updated Terms.

17. Governing law
These Terms are governed by the laws of the State of Missouri, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to these Terms or the Site will be resolved in the state or federal courts located in St. Louis, and you consent to their jurisdiction, unless applicable law provides otherwise.

18. Contact us
Questions about these Terms? Contact us at hello@thevalleyceo.com.
These Terms are a starting template and general information only, not legal advice. Please have a qualified attorney review and adapt them for your specific business before publishing.